Thursday, March 19, 2009

Mortgage, Part II

So today I had the meeting with the mortgage rep. We discussed my options, and determined that my best bets were an FHA loan for a condo, or a SONYMA loan for a co-op (FHA doesn't do co-op loans).

We began the application process, getting most of the paperwork ready for the underwriters. I still have to get a number of other things together. That list includes:
  • W-2s from the last two years (apparently they want these to go with the tax returns)
  • Paystubs (I gave them my last two, but my next one will reflect a raise, so I need to get it to them)
  • Copies of my last two statements from all my accounts (including investment and retirement accounts)

Otherwise, things look good. I should get my pre-approval soon, and then it's off to start looking.

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